Selecting the right debt-financing partner is a critical step in the capital raising process. RCC Ventures, LLC is a well-established company that offers customized financing solutions for companies that hold the potential for rapid, high-profit growth. We stand out in situations that require extraordinary insight, flexible solutions, unparalleled service, and prompt results. We have participated in transactions involving a full spectrum of investment products and offer our clients three decades of experience, a balanced perspective, singular responsiveness and agility, and in-depth market knowledge of the needs of a variety of sectors.

RCC Ventures is dedicated to serving visionary business leaders with less dilutive forms of capital that are particularly attractive to existing venture capital and private equity sponsors or shareholders. We work with the full range of life spans, from pre-revenue companies that have just received their Series A round of financing to mature companies that have attained multiple rounds of equity capital.

We dig deep to gain a full understanding of the dynamics of your company and its goals and then customize a structure to meet your current and future capital needs. Our loans – venture debt, term loan and structured loan -- range in size from $500 thousand to $100 million, and typically last from 12 to 42 months.

Our cash flow term loans are established with repayment structured around the predictable, historically sustainable cash flow of the business, usually according to a fixed monthly amortization schedule. Some contain an interest-only period, others may require principal repayment evenly over a defined period, and still others offer a deferred repayment with a larger percentage of the debt rapid towards the end of the loan.

We generally require no financial covenants or restrictive ratios, which means you gain full access to the capital, and we are willing to subordinate to a bank operating line.

Accounts receivable financing (a form of asset-based lending (ABL) or factoring) provides your company with an increase in working capital without requiring you to borrow capital, tie up your valuable assets, or surrender equity. The purpose of this loan is to finance everyday operations; you receive an immediate cash advance against the value of your outstanding invoices. The pricing is almost always based on the Prime or Libor lending rate, with a maturity date that ranges between 12-36 months.

As a result, your business will acquire an ongoing supply of cash directly linked to your sales. When you generate an invoice, RCC Ventures releases up to 90% of the value of that invoice within 24 hours; the remainder is paid to you (minus a small service fee) upon receipt of payment.

As your business grows, so does the amount of funding that becomes available to you. Most Fortune 500 companies have used Accounts Receivable Funding to enhance their growth. RCC Ventures handles both foreign and domestic receivables.

Equipment finance helps your company acquire the machinery and equipment it needs to operate efficiently and enhance its bottom line – whether you own telecommunication equipment, machine tools, medical imaging, computers, critical mission equipment, production equipment, manufacturing assets, or other forms of fixed assets.

These equipment loan and leases empower emerging high-growth companies to acquire necessary operating equipment with minimal or no dilution while conserving liquidity and other more expensive forms of debt and equity capital without exhausting expensive development capital raised from equity backers. There are generally no restrictive financial covenants and terms generally range from 24-60 months.

Many companies find the best way to forge ahead is to expand ownership boundaries through a merger and acquisition (M&A) strategy. An M&A deal can be executed through a cash transaction, stock-for-stock transaction or a combination of both and often deliver enhanced market power.

For a successful M&A, revenue momentum is crucial.One of RCC Ventures core competencies is to arrange or advise on M&A transactions to help catapult companies ahead on their next step to growth.

Purchase order financing (or PO funding) is designed for growth businesses that have little access to working capital and need to pay suppliers, contract manufacturers, laborers or other intermediaries for goods or services to generate additional sales.

A company will typically consider PO financing when it needs a quick response to an immediate sales need, when it doesn’t wish to incur additional credit risk, or when an opportunity arises to make additional profit without much at-hand capital. It is ideal for companies that have exhausted available funds or bank options, and for those who sell third-party products such as wholesalers, distributors, and retailers.

RCC Ventures considers purchase order funding for organization with a proven track record of producing goods and will work with you to fulfill purchase order funding needs.

Inventory financing helps manufacturers and distributors increase the volume of products that flow through reseller chains, build channel partner loyalty, improve manufacturers’ days sales outstanding, and reduce your credit and collections risk.

With inventory financing, you are offered capital that is lent against your assets such as inventory. RCC Ventures helps relieve you of working capital crunch by providing you a line of credit so you can enhance your distribution chain substantially.